One last tip for the year: we’re often asked about paperwork, what needs to be kept and what doesn’t. As I’m sure many will be turning their attention to gathering documents for taxes at the turn of the calendar and wanting to start the year off with a little file cleaning, here’s a good article from MarketWatch that provides a little guidance about what’s important to hold onto and what’s not when it comes to paperwork.

More personally, on this Christmas Eve, just a simple wish for you and your families….

Simple joys, little pleasures,

Laughter and smiles in big measures,

Friends, family, togetherness, love…

The choicest blessing from above.

Peace, prosperity and happiness too…

All these and more are my wishes for you!

I hope everyone has a safe and happy holiday!