Let’s Get Real

Retirement is one of the most important goals for most people. Unfortunately, many workers and retirees have an incomplete or unrealistic picture of how much they need to save, how to invest their savings effectively, and how to make their money last as long as they live. Clearing up common misconceptions about retirement is essential to allow people to fulfill their dreams of a comfortable retirement....

Is My Contribution Deductible?

With tax time fast approaching, I often encounter confusion about what can and cannot be done with traditional IRAs and defined contribution [DC] plans in different scenarios. So, here are some pointers that might help you juggle the two....

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Making Converts of Us

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In case you haven’t heard — taxes are on sale! To take advantage of that, it means that 2018 could be the year for you to consider converting a traditional IRA into a Roth.... Thanks to the 2017 Tax Cuts and Jobs Act, nearly all Americans will benefit from reduced tax rates and an expansion of the amount of income subject to those newly reduced rates, due to broader tax brackets.

It All Adds Up

When you retire, what will be your major expenses? If you love to travel, then that might take up a good portion of your budget. Food, groceries and utilities will probably take their fair share of your money as well. But what are you missing?...