Perhaps the most common question I hear from new clients is: “Do I have enough to retire?” The problem is that they’ve never done a concrete analysis to answer that question. Why? Many fear the possibility that by digging into their number, they will discover that they’re not even close....
Timing is Everything
Countless workers worry about how they're going to pay the bills and take care of their health in retirement. Thankfully, there are two key programs -- Social Security and Medicare -- designed to help in both regards. In fact, you may be wondering whether it pays to sign up for both programs simultaneously. And the quick answer is: It depends....