Happiness, it seems, is U-shaped. According to 6 surveys recently conducted on life satisfaction around the globe, responses plotted by age show that, generally, people report high degrees of happiness in their late teens and early 20s....
A Growing Need
Within your Means
Critical advice to remember for retirement security: your retirement lifestyle needs to align with your savings level. Many people assume that once they retire, they'll manage to maintain the same lifestyle they did during their working years. But unless you've saved well, you may need to cut corners to make up for the fact that you're living on a fixed income (and, most likely, a lower one at that)....
Playing Catch-Up
At a certain age, you are allowed to boost your yearly retirement account contributions. For example, you can direct an extra $1,000 per year into a Roth or traditional IRA starting in the year you turn 50. Your initial reaction to that may be: “So what? What will an extra $1,000 a year in retirement savings really do for me?”...