Retirement Planning

No Excuses 2

While everyone knows it's important to save for retirement, not everyone heeds that well-worn advice. In fact, Northwestern Mutual's 2018 Planning & Progress Study, which surveyed 2,003 adults, found that 21 percent of Americans have saved nothing for retirement, and one-third of adults have less than $5,000 saved for retirement….

Then and Now

Ten years ago, Lehman Brothers filed for Chapter 11 bankruptcy, sending equity markets and ultimately the economy into a tailspin. Now, household income is at record highs, wage growth is the fastest in a decade, and average 401(k) and IRA account balances top six figures for the first time on record. But are Americans better prepared for retirement today than they were at the front of the Great Recession?….

Not for Lack of Confidence

The Transamerica Center for Retirement Studies recently released its 18th Annual Retirement Survey. This year’s survey offers a multi-year trend analysis on approximately 60 indicators of retirement readiness….

Home Equity and Retirement – What to do?

Not surprisingly, many older adults have a big share of their net worth tied up in their homes. According to U.S. census data from 2013, home equity composed 66% of the net worth of people between the ages of 65 and 69….