According to a recent survey sponsored by investment company, Capital Group, large numbers of American adults say they wish someone would have shared advice with them about saving for retirement and retirement accounts when they were children or young adults….

Financial literacy involves understanding fundamental financial concepts, such as compound interest, the time value of money, the use of consumer credit, diversification, tax-preferred savings vehicles, consumer rights, and more.  Having this knowledge supports our ability to make prudent financial decisions throughout life and to respond competently and confidently to the inevitable financial uncertainties that we all face....