Financial Planning

Savings vs. Investing – Which is More Important?

Passing along this excellent article by Charlie Bilello. In it, he makes the case as to why focusing on saving is a far more powerful way to secure your financial future than investing. Though both are important to achieving your personal finance goals, for one thing, your personal savings rate is much more under your own control...

Student Debt Reaches a Record High

Total U.S. student debt hit a record $1.31 trillion last year, the 18th consecutive year Americans' education debt rose, according to the Federal Reserve Bank of New York. Outstanding loans taken out for higher education have doubled since 2009, data show....

Keeping Financially Fit

Year after year, getting healthy is a top New Year’s resolution for Americans, while saving more and spending less typically ranks lower on the list of priorities. While many people may have purchased gym memberships at the start of the year (and are hopefully continuing to use it a month and a half in), we believe strongly that taking steps to improve financial wellness is a goal worth pursuing, and sticking to....

Taxes and Healthcare Under a President Trump

The results are in, and we now know that Donald J. Trump will be the next president of the United States. With this news comes the speculation about how Mr. Trump will govern. He’s talked a lot about changing quite a few areas that would affect financial planning – most notably in taxes and healthcare....