When it comes to retirement, even the best-laid plans can sometimes go awry. Should the market turn against you, for example, or employment opportunities dry up, even the most diligent savers may find they need to stretch their dollars further than anticipated….
Is Abroad Better?
As the cost of living - particularly in the areas of housing and healthcare - continues to rise for retirees here in the United States, many are contemplating the merits of retiring abroad. While there can be definite financial merits to doing so, cost alone should not be the deciding factor for transplanting to another country….
No Excuses
When it comes to retirement saving, a 401(k) is often considered the gold standard. It certainly makes saving easier. But a third of private sector employees don't have access to a workplace retirement plan. Plus, about 15 million Americans are self-employed. The good news is that there are other accounts you can open yourself that offer similar benefits….
Fab Five-O
The approach of a milestone birthday is a reminder that, as life changes, so do your needs and circumstances. With the "Big Five-O," the question is settled: You’re no longer a kid. And that’s a great thing; maturity is much better than it’s cracked up to be. So, instead of dreading it, update your financial life and embrace the coming decades as you prepare for retirement….