Roth IRA

Making Converts of Us

In case you haven’t heard — taxes are on sale! To take advantage of that, it means that 2018 could be the year for you to consider converting a traditional IRA into a Roth.... Thanks to the 2017 Tax Cuts and Jobs Act, nearly all Americans will benefit from reduced tax rates and an expansion of the amount of income subject to those newly reduced rates, due to broader tax brackets.

Everything In Proportion

At first blush, the term "pro rata" sounds like the worst type of inscrutable legalese. But it's an important concept for investors, especially for those considering IRA conversions or mulling their distribution options from their retirement plans....

A Taxing Matter

It's one thing to build up your retirement savings so you can retire, but equally important is the planning you should do to minimize the tax bite after retirement.  The task may take some time, so it’s important to plan in advance....