With tax time fast approaching, I often encounter confusion about what can and cannot be done with traditional IRAs and defined contribution [DC] plans in different scenarios. So, here are some pointers that might help you juggle the two....
At first blush, the term "pro rata" sounds like the worst type of inscrutable legalese. But it's an important concept for investors, especially for those considering IRA conversions or mulling their distribution options from their retirement plans....
It's one thing to build up your retirement savings so you can retire, but equally important is the planning you should do to minimize the tax bite after retirement. The task may take some time, so it’s important to plan in advance....
